Academy College
For-profit College in Bloomington, MN. Six-year graduation rate 36%. Median 10-year earnings $48,300.
Students who entered Academy College land at a median of $48,300 a decade later, close to what most four-year schools deliver. Completion is the weak point: 36% graduate within six years. Graduates leave owing a median of $29,500 — a substantial load to service on these earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.61 — elevated (above 0.60)
Academics
Completion is the problem here: 36% graduate within six years. 0% first-year retention is low enough to be the defining risk of enrolling here. A 8:1 ratio points to small classes and accessible faculty. As a for-profit four-year institution, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. This is a small school — 105 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 99 degree- or certificate-seeking undergraduates
Net price averages $29,093 annually, so cost is the first thing to weigh here. Net price varies modestly by income — $31,383 at $0–30k against $33,874 at $110k+ — so the average is a fair guide for most families. 44% get grants, which means the net price above will not apply to most applicants. Federal borrowing reaches 52% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 6 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $31,383 |
| $30–48k | $29,015 |
| $48–75k | $24,391 |
| $75–110k | — |
| $110k+ | $33,874 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 51 of these 99 students, totalling $408,134 — an average of $8,003 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Hennepin County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)