Adult and
Continuing Education-BCTS
Public College in Hackensack, NJ. Median 10-year earnings $49,739.
Ten years after entry, the median Adult and Continuing Education-BCTS student earns $49,739 — a solidly middle-of-the-pack result for an undergraduate institution. Graduates leave owing a median of $3,608 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.07 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. Retention is weak: only 42% of full-time first-years return, so roughly three in five leave after one year. The 29:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation. As a public short-program institution, the relevant comparison is other two-year schools rather than the national average across all institutions. At 155 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 155 degree- or certificate-seeking undergraduates
Average net price is $10,588 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price varies modestly by income — $11,584 at $0–30k against $14,192 at $48–75k — so the average is a fair guide for most families. Only 30% of students receive grant aid, so most families are paying near the published price. About 30% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 155 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,584 |
| $30–48k | $8,665 |
| $48–75k | $14,192 |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 46 of these 155 students, totalling $177,133 — an average of $3,851 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Bergen County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)