Allegany College
of Maryland
Public Community College in Cumberland, MD. Six-year graduation rate 40%. Median 10-year earnings $38,476.
Ten-year median earnings of $38,476 are on the low side, which raises the bar for what this degree needs to cost. Completion is the weak point: 40% graduate within six years. Borrowing stays contained, with median debt at graduation of $13,702.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Only 40% finish within six years, so roughly three in five students leave without the credential. First-year retention is 66% — the single largest point of attrition on this campus. That gap between coming back and finishing is where this school loses people — after the first year, not during it. 20% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. At 12:1, students get materially more instructor contact than at a typical public university.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,763 degree- or certificate-seeking undergraduates
Students pay an average of $8,322 annually, well below typical undergraduate net price. The gap between the $0–30k and $110k+ bands is narrow ($7,807 versus $11,948), meaning aid is not strongly need-weighted. About 81% get grants averaging $5,437, so plan on the possibility of paying closer to full price. About 45% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 286 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $7,807 |
| $30–48k | $8,826 |
| $48–75k | $9,654 |
| $75–110k | $11,982 |
| $110k+ | $11,948 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 794 of these 1,763 students, totalling $4,884,149 — an average of $6,151 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Allegany County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)