American Institute-Clifton
For-profit College in CLIFTON, NJ. Six-year graduation rate 57%. Median 10-year earnings $28,710.
Median earnings ten years after entry come to $28,710, below what most undergraduate institutions return — the central fact to weigh against cost here. 57% finish within six years — respectable, though a meaningful share still leave without a credential. Graduates leave owing a median of $11,979 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion sits at 57%, meaning about two in five students who enroll leave without finishing. First-year retention is 70% — the single largest point of attrition on this campus. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. Part-time retention runs ahead at 80% — a sign this campus supports non-traditional schedules well. At 20:1, class sizes land in the normal range for an undergraduate institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,147 degree- or certificate-seeking undergraduates
Students pay an average of $20,232 annually once grants are applied. Income makes less difference than usual: $20,228 at $0–30k, $24,733 at $110k+. Most students get help: 87% receive grants worth $4,455 on average. 90% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 338 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $20,228 |
| $30–48k | $20,101 |
| $48–75k | $20,701 |
| $75–110k | $23,252 |
| $110k+ | $24,733 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,029 of these 1,147 students, totalling $6,628,316 — an average of $6,442 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Passaic County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)