ATA College
For-profit College in Louisville, KY. Six-year graduation rate 46%. Median 10-year earnings $34,577.
Ten-year median earnings of $34,577 are on the low side, which raises the bar for what this degree needs to cost. The six-year graduation rate is 46%, meaning about one in two students who start do not finish. Median debt at graduation is $21,030, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.61 — elevated (above 0.60)
Academics
Six-year completion sits at 46%, meaning about one in two students who enroll leave without finishing. 85% of full-time first-years return for a second year — a healthy figure. That gap between coming back and finishing is where this school loses people — after the first year, not during it. The student-faculty ratio is 20:1 — typical, which in practice means large lectures early and smaller classes in the major. This is a for-profit two-year institution. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 337 degree- or certificate-seeking undergraduates
Students pay an average of $27,884 annually once grants are applied. Net price varies modestly by income — $28,379 at $0–30k against $31,920 at $110k+ — so the average is a fair guide for most families. About 84% get grants averaging $4,419, so plan on the possibility of paying closer to full price. Borrowing is widespread: 94% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 105 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $28,379 |
| $30–48k | $28,511 |
| $48–75k | $28,511 |
| $75–110k | $31,920 |
| $110k+ | $31,920 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 318 of these 337 students, totalling $2,107,505 — an average of $6,627 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Jefferson County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Heightened Cash Monitoring (Financial Responsibility); School placed on Heightened Cash Monitoring
VA GI Bill Comparison Tool (Veterans Affairs GIDS)