Atlantic University
Private College in Guaynabo, PR. Six-year graduation rate 39%. Median 10-year earnings $25,272.
Median earnings ten years after entry come to $25,272, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is the weak point: 39% graduate within six years. Graduates leave owing a median of $5,457 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.22 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Only 39% finish within six years, so roughly three in five students leave without the credential. First-year retention of 82% shows the cohort holds together through the hardest year. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. Transfer-out runs to 23% — common enough at this school that the completion rate is measuring a smaller group than the entering class. The 23:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,517 degree- or certificate-seeking undergraduates
Students pay an average of $6,425 annually, well below typical undergraduate net price. The gap between the $0–30k and $75–110k bands is narrow ($5,705 versus $9,440), meaning aid is not strongly need-weighted. Grant aid is widespread — 85% of students receive it, averaging $5,325. Federal borrowing is uncommon here at 6% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 263 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $5,705 |
| $30–48k | $6,558 |
| $48–75k | $8,858 |
| $75–110k | $9,440 |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 96 of these 1,517 students, totalling $295,641 — an average of $3,080 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Guaynabo Municipio) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
School operating under provisional accreditation (previously accredited by ACICS)
VA GI Bill Comparison Tool (Veterans Affairs GIDS)