undergradly.
Private Community College

Benjamin Franklin
Cummings Institute of Technology

Private Community College in Boston, MA. Six-year graduation rate 46%. Median 10-year earnings $57,556.

Verdict Solid outcomes
Benjamin Franklin Cummings Institute of Technology · Campus
Median earnings · 10 yr
$57,556
Median debt at grad
$12,000
Graduation rate
46%
Federal loan default
0%

Students who entered Benjamin Franklin Cummings Institute of Technology land at a median of $57,556 a decade later, close to what most four-year schools deliver. Six-year completion sits at 46%, near the national average for undergraduate institutions. Median debt at graduation is $12,000, a light load against those earnings.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.21 — healthy (below the 0.40 threshold)
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Academics

Full-time retention
50%
Transfer-out rate
7%
Student:faculty
10:1

46% graduate within six years — average, but that average still hides a large group who do not. Retention is weak: only 50% of full-time first-years return, so roughly one in two leave after one year. The 10:1 student-faculty ratio is small enough that seminar-sized classes are the norm. As a private nonprofit four-year college, the relevant comparison is other four-year schools rather than the national average across all institutions. This is a small school — 590 undergraduates — so cohorts are tight and the program list is necessarily short.

Financial Aid

Average net price
$14,841
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
89%
degree- or certificate-seeking undergraduates
% receiving federal loans
52%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 417 degree- or certificate-seeking undergraduates

Students pay an average of $14,841 annually, well below typical undergraduate net price. The gap between the $0–30k and $110k+ bands is narrow ($13,664 versus $21,375), meaning aid is not strongly need-weighted. Most students get help: 89% receive grants worth $13,427 on average. 52% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
85%
Average grant
$15,180

IPEDS Student Financial Aid · 2023-24 · 153 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $13,664
$30–48k $15,595
$48–75k $15,357
$75–110k $19,321
$110k+ $21,375

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 217 of these 417 students, totalling $1,243,303 — an average of $5,730 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Suffolk County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,359/mo
1 bedroom
$2,476/mo
2 bedroom (whole unit)
$2,941/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
13
Yellow Ribbon
Yes
Principles of Excellence
No

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Benjamin Franklin Cummings Institute of Technology with peer institutions

How we evaluate Benjamin Franklin Cummings Institute of Technology

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →