Binghamton University
Public Research University in Vestal, NY. Six-year graduation rate 82%. Median 10-year earnings $80,596.
Ten-year median earnings of $80,596 are the headline number here, and they are strong ones. 82% graduate within six years, so most students who start here finish here. Median debt at graduation is $18,500, roughly typical for an undergraduate degree. On economic mobility, 5.1% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.23 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 82% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Binghamton University admits 39% of applicants and is genuinely selective — roughly three in five applicants are turned away. 53,007 students applied, a pool deep enough to make the acceptance rate meaningful. Yield is low at 16%, so most admitted students do not end up enrolling. Read the score bands below narrowly: only 44% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 670–740 | 1,423 (44%) |
| SAT Math | 670–760 | |
| ACT Composite | 30–32 | 297 (9%) |
IPEDS Admissions · 2024
Apply at Binghamton University →Academics
Six-year completion runs to 82% — students who start here overwhelmingly finish here. Retention is strong at 89%, and first-year attrition is where most degrees are lost. A 14% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. At 18:1, class sizes land in the normal range for an undergraduate institution. This is a public four-year university, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 14,400 degree- or certificate-seeking undergraduates
Net price lands at $18,877 a year on average, neither cheap nor punishing. The income table below is the number that matters — $12,171 at $0–30k versus $28,475 at $110k+. About 57% get grants averaging $10,742, so plan on the possibility of paying closer to full price. About 39% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 3,088 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $12,171 |
| $30–48k | $15,281 |
| $48–75k | $20,347 |
| $75–110k | $23,533 |
| $110k+ | $28,475 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 5,680 of these 14,400 students, totalling $36,738,363 — an average of $6,468 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Broome County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)