undergradly.
Private College

Calumet College
of Saint Joseph

Private College in Whiting, IN. Six-year graduation rate 24%. Median 10-year earnings $46,945.

Verdict Mixed outcomes
Calumet College of Saint Joseph · Campus
Median earnings · 10 yr
$46,945
Median debt at grad
$21,534
Graduation rate
23.5%
Federal loan default
0%

Students who entered Calumet College of Saint Joseph land at a median of $46,945 a decade later, close to what most four-year schools deliver. The six-year graduation rate is 24% — low enough that finishing cannot be treated as the default outcome. Graduates carry a median of $21,534 in debt — in line with the national norm.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags
  • ! Graduation rate 24% — below national average

Academics

Full-time retention
42%
Transfer-out rate
42%
Student:faculty
11:1

Completion is the problem here: 24% graduate within six years. Just 42% of first-years come back — most of the completion gap opens in year one. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. 42% of students transfer out, which reframes what the graduation rate above is measuring. A 11:1 ratio points to small classes and accessible faculty.

Financial Aid

Average net price
$16,765
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
98%
degree- or certificate-seeking undergraduates
% receiving federal loans
54%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 560 degree- or certificate-seeking undergraduates

Net price lands at $16,765 a year on average, neither cheap nor punishing. Income makes less difference than usual: $21,381 at $0–30k, $24,970 at $110k+. 98% of students get grant aid averaging $12,706, so the published price is a poor guide to what most pay. About 54% borrow federally, roughly the national pattern.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
96%
Average grant
$16,181

IPEDS Student Financial Aid · 2023-24 · 154 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $21,381
$30–48k $22,931
$48–75k $22,877
$75–110k $23,358
$110k+ $24,970

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 304 of these 560 students, totalling $2,526,989 — an average of $8,312 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Lake County) — budget these against any cost-of-attendance housing estimate.

Studio
$959/mo
1 bedroom
$1,082/mo
2 bedroom (whole unit)
$1,317/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
20
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Calumet College of Saint Joseph with peer institutions

How we evaluate Calumet College of Saint Joseph

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →