Carroll Community College
Public Community College in Westminster, MD. Six-year graduation rate 39%. Median 10-year earnings $44,349.
Ten years after entry, the median Carroll Community College student earns $44,349 — a solidly middle-of-the-pack result for an undergraduate institution. Only 39% finish within six years, so roughly three in five students leave without the credential they enrolled for. Borrowing stays contained, with median debt at graduation of $11,750.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.6 — limited economic uplift documented
Academics
Completion is the problem here: 39% graduate within six years. First-year retention is 74% — the single largest point of attrition on this campus. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. A 22% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Part-time students fare worse, returning at 53% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,006 degree- or certificate-seeking undergraduates
Students pay an average of $3,886 annually, well below typical undergraduate net price. Net price varies modestly by income — $1,167 at $0–30k against $8,557 at $110k+ — so the average is a fair guide for most families. Only 43% of students receive grant aid, so most families are paying near the published price. Only 7% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 343 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $1,167 |
| $30–48k | $1,999 |
| $48–75k | $2,638 |
| $75–110k | $6,853 |
| $110k+ | $8,557 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 141 of these 2,006 students, totalling $736,948 — an average of $5,227 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Carroll County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)