Central Texas College
Public Community College in Killeen, TX. Six-year graduation rate 11%. Median 10-year earnings $40,995.
Students who entered Central Texas College reach a median of $40,995 a decade later, a figure that trails the typical four-year outcome. Completion is the weak point: 12% graduate within six years. Median debt at graduation is $6,750, a light load against those earnings. On economic mobility, 3.7% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.16 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 11% — below national average
Academics
Completion is the problem here: 12% graduate within six years. Retention of 60% means a meaningful slice of each entering class does not return. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. Transfer-out runs to 25% — common enough at this school that the completion rate is measuring a smaller group than the entering class. Retention drops to 46% for part-time students, a gap worth weighing if full-time study is not realistic.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,985 degree- or certificate-seeking undergraduates
Students pay an average of $9,817 annually, well below typical undergraduate net price. Net price varies modestly by income — $7,714 at $0–30k against $13,581 at $110k+ — so the average is a fair guide for most families. About 71% get grants averaging $4,914, so plan on the possibility of paying closer to full price. Most students borrow — 57% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 458 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $7,714 |
| $30–48k | $11,281 |
| $48–75k | $11,567 |
| $75–110k | $12,866 |
| $110k+ | $13,581 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 3,428 of these 5,985 students, totalling $12,682,880 — an average of $3,700 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Coryell County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)