CET-Oxnard
Private College in Oxnard, CA. Median 10-year earnings $32,986.
Median earnings ten years after entry come to $32,986, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $7,041.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.21 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. Retention of 62% means a meaningful slice of each entering class does not return. The 24:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 142 degree- or certificate-seeking undergraduates
At $12,465 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Net price varies modestly by income — $10,347 at $0–30k against $5,591 at $75–110k — so the average is a fair guide for most families. Grant aid is limited — 26% of students receive any. Only 11% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 56 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $10,347 |
| $30–48k | — |
| $48–75k | $15,223 |
| $75–110k | $5,591 |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 16 of these 142 students, totalling $110,256 — an average of $6,891 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ventura County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026