undergradly.

Financial Aid

Average net price
$10,010
% receiving grants
86%
% receiving federal loans
10%

Net price by family income

Family income band Average net price
$0–30k $4,468
$30–48k $5,514
$48–75k $2,895
$75–110k $17,525
$110k+
  • • Low-income families pay $4,468 net — strong need-based aid.

Local housing costs

Typical rents near campus (Santa Cruz County) — budget these against any cost-of-attendance housing estimate.

Studio
$3,179/mo
1 bedroom
$3,298/mo
2 bedroom (split w/ roommate)
$4,214/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026