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Private Research University

Chapman University

Private Research University in Orange, CA. Six-year graduation rate 82%. Median 10-year earnings $70,070.

Verdict High-return
Chapman University · Campus
Median earnings · 10 yr
$70,070
Median debt at grad
$20,500
Mobility score
1.7
% bottom→top quintile
Graduation rate
81.8%
Federal loan default
0%

A decade after enrolling, the median Chapman University student earns $70,070 — comfortably above what the typical bachelor's-granting institution returns. The six-year graduation rate of 82% is well above average and the clearest sign this school holds onto its students. Median debt at graduation is $20,500, roughly typical for an undergraduate degree.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
  • Graduation rate 82% — well above the national average
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
65%
Applicants
15,634
Yield rate
15.9%

Chapman University accepts 65% of applicants, which makes it accessible to most students who meet the baseline requirements. With 15,634 applications received, this is a school operating at national scale. A 16% yield rate is low: the admitted pool is much larger than the entering class. Read the score bands below narrowly: only 14% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 630–720 236 (14%)
SAT Math 630–720
ACT Composite 28–31 78 (5%)

IPEDS Admissions · 2024

Apply at Chapman University →

Academics

Full-time retention
92%
Transfer-out rate
0%
Student:faculty
12:1

A 82% six-year graduation rate is the strongest academic signal on this page. Retention is strong at 92%, and first-year attrition is where most degrees are lost. The part-time picture is harder: 60% return, against 92% full-time. A 12:1 ratio points to small classes and accessible faculty. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.

Financial Aid

Average net price
$47,902
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
84%
degree- or certificate-seeking undergraduates
% receiving federal loans
62%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 7,629 degree- or certificate-seeking undergraduates

Average net price — what students actually pay after grant aid — is $47,902 a year, at the high end of undergraduate cost. The income table below is the number that matters — $33,559 at $0–30k versus $55,066 at $110k+. About 84% get grants averaging $31,523, so plan on the possibility of paying closer to full price. Borrowing is widespread: 62% take federal loans.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
88%
Average grant
$35,434

IPEDS Student Financial Aid · 2023-24 · 1,796 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $33,559
$30–48k $33,978
$48–75k $33,709
$75–110k $40,011
$110k+ $55,066

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 4,751 of these 7,629 students, totalling $31,684,322 — an average of $6,669 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Orange County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,682/mo
1 bedroom
$2,746/mo
2 bedroom (whole unit)
$3,236/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
265
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Chapman University with peer institutions

How we evaluate Chapman University

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →