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Public Community College

College of
San Mateo

Public Community College in San Mateo, CA. Six-year graduation rate 61%. Median 10-year earnings $54,172.

Verdict Mixed outcomes
College of San Mateo · Campus
Median earnings · 10 yr
$54,172
Median debt at grad
$14,695
Graduation rate
60.8%
Federal loan default
0%

The median ten-year earnings figure of $54,172 sits near the national middle rather than at either extreme. The six-year graduation rate is 61%, meaning about two in five students who start do not finish. Median debt at graduation is $14,695, a light load against those earnings.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.27 — healthy (below the 0.40 threshold)
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Academics

Full-time retention
73%
Transfer-out rate
9%
Student:faculty
24:1

61% graduate within six years — average, but that average still hides a large group who do not. First-year retention is 73% — the single largest point of attrition on this campus. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. Part-time students fare worse, returning at 48% — relevant if you plan to work while enrolled. The 24:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation.

Financial Aid

Average net price
$5,831
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
67%
degree- or certificate-seeking undergraduates
% receiving federal loans
1%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 7,358 degree- or certificate-seeking undergraduates

At $5,831 a year on average after grant aid, cost is low here relative to most undergraduate institutions. The income table below is the number that matters — $-1,310 at $0–30k versus $7,818 at $110k+. Grant aid reaches 67% of students at an average of $2,461. 1% borrow federally — a low rate, though it covers federal loans only.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
80%
Average grant
$4,386

IPEDS Student Financial Aid · 2023-24 · 690 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $-1,310
$30–48k $-902
$48–75k $3,342
$75–110k $6,342
$110k+ $7,818

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 53 of these 7,358 students, totalling $347,811 — an average of $6,562 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (San Mateo County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,485/mo
1 bedroom
$2,977/mo
2 bedroom (whole unit)
$3,604/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
214
Yellow Ribbon
No
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare College of San Mateo with peer institutions

How we evaluate College of San Mateo

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →