Concordia University-Saint Paul
Private College in Saint Paul, MN. Six-year graduation rate 46%. Median 10-year earnings $59,871.
Ten years after entry, the median Concordia University-Saint Paul student earns $59,871 — a solidly middle-of-the-pack result for an undergraduate institution. 46% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $17,832, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.30 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Concordia University-Saint Paul accepts 79% of applicants, which makes it accessible to most students who meet the baseline requirements. The applicant pool runs to 3,540, typical for a school of this reach. A 17% yield rate is low: the admitted pool is much larger than the entering class.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | — | — |
| SAT Math | — | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at Concordia University-Saint Paul →Academics
46% graduate within six years — average, but that average still hides a large group who do not. 67% of full-time first-years come back for year two, so about one in three are gone before sophomore year. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. The 35% transfer-out rate is high enough that a large share of this school's students are really passing through. The student-faculty ratio is 16:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,786 degree- or certificate-seeking undergraduates
Students pay an average of $18,028 annually once grants are applied. Net price varies modestly by income — $16,406 at $0–30k against $23,295 at $110k+ — so the average is a fair guide for most families. 77% of students receive grant aid, averaging $14,632 — common but not automatic. Borrowing is widespread: 59% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 371 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,406 |
| $30–48k | $16,794 |
| $48–75k | $16,826 |
| $75–110k | $19,135 |
| $110k+ | $23,295 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,651 of these 2,786 students, totalling $13,302,360 — an average of $8,057 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ramsey County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)