Cortiva Institute
For-profit College in Maitland, FL. Median 10-year earnings $27,193.
Ten-year median earnings of $27,193 are on the low side, which raises the bar for what this degree needs to cost. Borrowing stays contained, with median debt at graduation of $7,521.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.0 — limited economic uplift documented
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. Retention is weak: only 39% of full-time first-years return, so roughly three in five leave after one year. The 15:1 student-faculty ratio is small enough that seminar-sized classes are the norm. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. This is a small school — 166 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 166 degree- or certificate-seeking undergraduates
Net price lands at $25,473 a year on average, neither cheap nor punishing. The gap between the $0–30k and $110k+ bands is narrow ($25,740 versus $31,749), meaning aid is not strongly need-weighted. About 52% get grants averaging $4,448, so plan on the possibility of paying closer to full price. About 50% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 42 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $25,740 |
| $30–48k | $31,179 |
| $48–75k | $27,604 |
| $75–110k | $26,380 |
| $110k+ | $31,749 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 83 of these 166 students, totalling $401,787 — an average of $4,841 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Broward County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026