Cortiva Institute
For-profit College in Cromwell, CT. Median 10-year earnings $34,866.
Median earnings ten years after entry come to $34,866, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $11,259.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.32 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. 77% of full-time first-years come back for year two, so about one in four are gone before sophomore year. The student-faculty ratio is 20:1 — typical, which in practice means large lectures early and smaller classes in the major. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. At 390 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 390 degree- or certificate-seeking undergraduates
Students pay $33,900 a year on average after aid, a premium price that the earnings data has to justify. About 57% get grants averaging $4,133, so plan on the possibility of paying closer to full price. Most students borrow — 63% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 164 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $34,436 |
| $30–48k | — |
| $48–75k | — |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 247 of these 390 students, totalling $1,381,260 — an average of $5,592 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Lower Connecticut River Valley Planning Region) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026