Cortiva Institute
For-profit College in Linthicum, MD. Median 10-year earnings $30,474.
Median earnings ten years after entry come to $30,474, below what most undergraduate institutions return — the central fact to weigh against cost here. Graduates leave owing a median of $7,785 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.1 — limited economic uplift documented
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. At 20:1, class sizes land in the normal range for an undergraduate institution. Being a for-profit short-program school is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual. This is a small school — 473 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 473 degree- or certificate-seeking undergraduates
Average net price after grant aid is $25,770 a year — mid-range for a four-year institution. Income makes less difference than usual: $25,969 at $0–30k, $30,085 at $110k+. About 52% get grants averaging $4,095, so plan on the possibility of paying closer to full price. About 53% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 243 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $25,969 |
| $30–48k | $25,686 |
| $48–75k | $26,139 |
| $75–110k | $29,748 |
| $110k+ | $30,085 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 249 of these 473 students, totalling $1,236,099 — an average of $4,964 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Anne Arundel County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)