Creative Touch
Cosmetology School
For-profit College in Waterloo, IL.
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. First-year retention of 86% shows the cohort holds together through the hardest year. The 8:1 student-faculty ratio is small enough that seminar-sized classes are the norm. Being a for-profit short-program school is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual. At 26 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 26 degree- or certificate-seeking undergraduates
Average net price is $8,035 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Aid is steeply need-based: families in the $0–30k band pay $8,026 while those at $110k+ pay $16,378. Grant aid reaches 65% of students at an average of $6,934. Borrowing is widespread: 58% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 12 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $8,026 |
| $30–48k | $7,767 |
| $48–75k | $8,206 |
| $75–110k | $16,378 |
| $110k+ | $16,378 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 15 of these 26 students, totalling $130,580 — an average of $8,705 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Monroe County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Probation or Equivalent or More Severe Status: Monitoring (Other - Provide unlisted or multiple justifications); School has an accreditation issue
VA GI Bill Comparison Tool (Veterans Affairs GIDS)