CUNY Stella
and Charles Guttman Community College
Public Community College in New York, NY. Six-year graduation rate 23%.
Only 23% finish within six years, so roughly three in four students leave without the credential they enrolled for. Graduates leave owing a median of $6,500 — modest by four-year standards.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 23% — below national average
Academics
Only 23% finish within six years, so roughly three in four students leave without the credential. Just 52% of first-years come back — most of the completion gap opens in year one. That gap between coming back and finishing is where this school loses people — after the first year, not during it. A 19% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. The 15:1 student-faculty ratio is small enough that seminar-sized classes are the norm.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,054 degree- or certificate-seeking undergraduates
Students pay an average of $6,374 annually, well below typical undergraduate net price. The gap between the $0–30k and $110k+ bands is narrow ($4,908 versus $12,693), meaning aid is not strongly need-weighted. Most students get help: 93% receive grants worth $6,559 on average. Federal borrowing is uncommon here at 2% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 507 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,908 |
| $30–48k | $5,474 |
| $48–75k | $8,220 |
| $75–110k | $10,816 |
| $110k+ | $12,693 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 25 of these 1,054 students, totalling $124,089 — an average of $4,964 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (New York County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)