Elizabethtown Community
and Technical College
Public Community College in Elizabethtown, KY. Six-year graduation rate 59%. Median 10-year earnings $36,143.
Median earnings ten years after entry come to $36,143, below what most undergraduate institutions return — the central fact to weigh against cost here. Six-year completion sits at 60%, near the national average for undergraduate institutions. Borrowing stays contained, with median debt at graduation of $9,055.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.25 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
60% graduate within six years — average, but that average still hides a large group who do not. Retention of 76% means a meaningful slice of each entering class does not return. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. The part-time picture is harder: 46% return, against 76% full-time. The 26:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,775 degree- or certificate-seeking undergraduates
Students pay an average of $7,143 annually, well below typical undergraduate net price. The gap between the $0–30k and $110k+ bands is narrow ($4,080 versus $11,336), meaning aid is not strongly need-weighted. 86% of students get grant aid averaging $5,579, so the published price is a poor guide to what most pay. 17% borrow federally — a low rate, though it covers federal loans only.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 617 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,080 |
| $30–48k | $4,317 |
| $48–75k | $5,794 |
| $75–110k | $8,385 |
| $110k+ | $11,336 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 660 of these 3,775 students, totalling $3,844,790 — an average of $5,825 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Hardin County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)