First Institute of Travel,
Inc.
For-profit College in Crystal Lake, IL. Median 10-year earnings $36,196.
Ten-year median earnings of $36,196 are on the low side, which raises the bar for what this degree needs to cost. Median debt at graduation is $9,500, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. At 15:1, students get materially more instructor contact than at a typical public university. Being a for-profit short-program school is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual. This is a small school — 431 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 431 degree- or certificate-seeking undergraduates
Average net price after grant aid is $20,484 a year — mid-range for a four-year institution. The gap between the $0–30k and $110k+ bands is narrow ($20,354 versus $24,945), meaning aid is not strongly need-weighted. 58% of students receive grant aid, averaging $4,417 — common but not automatic. Borrowing is widespread: 56% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 165 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $20,354 |
| $30–48k | $19,900 |
| $48–75k | $19,838 |
| $75–110k | $23,138 |
| $110k+ | $24,945 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 241 of these 431 students, totalling $1,194,000 — an average of $4,954 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (McHenry County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)