Frederick Community College
Public Community College in Frederick, MD. Six-year graduation rate 37%. Median 10-year earnings $46,449.
The median ten-year earnings figure of $46,449 sits near the national middle rather than at either extreme. Only 37% finish within six years, so roughly three in five students leave without the credential they enrolled for. Borrowing stays contained, with median debt at graduation of $8,150.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.18 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.9 — limited economic uplift documented
Academics
Only 37% finish within six years, so roughly three in five students leave without the credential. Retention of 66% means a meaningful slice of each entering class does not return. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. A 24% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Part-time students fare worse, returning at 49% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,116 degree- or certificate-seeking undergraduates
Average net price is $9,784 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $6,640 at $0–30k, $13,919 at $110k+. 44% get grants, which means the net price above will not apply to most applicants. 13% borrow federally — a low rate, though it covers federal loans only.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 774 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,640 |
| $30–48k | $7,893 |
| $48–75k | $9,519 |
| $75–110k | $12,341 |
| $110k+ | $13,919 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 520 of these 4,116 students, totalling $3,711,434 — an average of $7,137 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Frederick County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)