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Public College

Frostburg State University

Public College in Frostburg, MD. Six-year graduation rate 50%. Median 10-year earnings $55,493.

Verdict Solid outcomes
Frostburg State University · Campus
Median earnings · 10 yr
$55,493
Median debt at grad
$21,105
Graduation rate
49.7%
Federal loan default
0%

Ten years after entry, the median Frostburg State University student earns $55,493 — a solidly middle-of-the-pack result for an undergraduate institution. 50% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $21,105, roughly typical for an undergraduate degree.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
89%
Applicants
5,037
Yield rate
13.4%

Admission is not the constraint here: 89% of applicants are accepted. 5,037 applications came in, enough to make the rates below reasonably stable year to year. A 13% yield rate is low: the admitted pool is much larger than the entering class.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading
SAT Math
ACT Composite

IPEDS Admissions · 2024

Apply at Frostburg State University →

Academics

Full-time retention
69%
Transfer-out rate
15%
Student:faculty
13:1

50% graduate within six years — average, but that average still hides a large group who do not. 69% of full-time first-years come back for year two, so about one in three are gone before sophomore year. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. 15% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. A 13:1 ratio points to small classes and accessible faculty.

Financial Aid

Average net price
$17,669
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
80%
degree- or certificate-seeking undergraduates
% receiving federal loans
44%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,849 degree- or certificate-seeking undergraduates

Students pay an average of $17,669 annually once grants are applied. Aid is steeply need-based: families in the $0–30k band pay $12,129 while those at $110k+ pay $23,297. Grant aid reaches 80% of students at an average of $8,838. 44% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
94%
Average grant
$10,445

IPEDS Student Financial Aid · 2023-24 · 612 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $12,129
$30–48k $12,240
$48–75k $15,709
$75–110k $19,727
$110k+ $23,297

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 1,258 of these 2,849 students, totalling $7,771,726 — an average of $6,178 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Allegany County) — budget these against any cost-of-attendance housing estimate.

Studio
$694/mo
1 bedroom
$823/mo
2 bedroom (whole unit)
$973/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
159
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Frostburg State University with peer institutions

How we evaluate Frostburg State University

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →