Gateway Community
and Technical College
Public Community College in Florence, KY. Six-year graduation rate 59%. Median 10-year earnings $36,147.
Ten-year median earnings of $36,147 are on the low side, which raises the bar for what this degree needs to cost. 59% finish within six years — respectable, though a meaningful share still leave without a credential. Borrowing stays contained, with median debt at graduation of $10,711.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.30 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is middling: 59% finish inside six years. Retention of 70% means a meaningful slice of each entering class does not return. The student-faculty ratio is 20:1 — typical, which in practice means large lectures early and smaller classes in the major. As a public community college, the relevant comparison is other two-year schools rather than the national average across all institutions. 4,752 undergraduates makes this a mid-sized institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,824 degree- or certificate-seeking undergraduates
Students pay an average of $8,504 annually, well below typical undergraduate net price. Income makes less difference than usual: $4,932 at $0–30k, $11,269 at $110k+. Grant aid reaches 83% of students at an average of $5,150. Only 19% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 352 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,932 |
| $30–48k | $5,080 |
| $48–75k | $6,942 |
| $75–110k | $8,486 |
| $110k+ | $11,269 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 523 of these 2,824 students, totalling $3,206,600 — an average of $6,131 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Boone County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)