Gem City College
For-profit College in Quincy, IL. Median 10-year earnings $19,219.
Ten-year median earnings of $19,219 are on the low side, which raises the bar for what this degree needs to cost. Graduates leave owing a median of $9,833 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. First-year retention of 83% shows the cohort holds together through the hardest year. The 10:1 student-faculty ratio is small enough that seminar-sized classes are the norm. Being a for-profit short-program school is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual. This is a small school — 56 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 56 degree- or certificate-seeking undergraduates
Students pay an average of $10,743 annually, well below typical undergraduate net price. The gap between the $0–30k and $75–110k bands is narrow ($9,735 versus $16,190), meaning aid is not strongly need-weighted. 43% get grants, which means the net price above will not apply to most applicants. Borrowing is widespread: 57% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 25 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,735 |
| $30–48k | $14,255 |
| $48–75k | $16,347 |
| $75–110k | $16,190 |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 32 of these 56 students, totalling $210,463 — an average of $6,577 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Adams County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)