Genesis Career College-Cookeville
For-profit College in Cookeville, TN. Median 10-year earnings $22,652.
Median earnings ten years after entry come to $22,652, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $6,343.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. Retention of 63% means a meaningful slice of each entering class does not return. The part-time picture is harder: 45% return, against 63% full-time. A 20:1 ratio is unremarkable; expect a mix of lecture halls and seminars. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 544 degree- or certificate-seeking undergraduates
Average net price is $12,321 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $11,621 at $0–30k, $15,788 at $110k+. 83% of students receive grant aid, averaging $4,534 — common but not automatic. 80% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 163 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,621 |
| $30–48k | $13,344 |
| $48–75k | $13,233 |
| $75–110k | $15,788 |
| $110k+ | $15,788 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 437 of these 544 students, totalling $2,533,053 — an average of $5,796 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Putnam County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)