Gulf Coast
State College
Public Community College in Panama City, FL. Six-year graduation rate 43%. Median 10-year earnings $38,359.
Students who entered Gulf Coast State College reach a median of $38,359 a decade later, a figure that trails the typical four-year outcome. The six-year graduation rate is 44%, meaning about three in five students who start do not finish. Borrowing stays contained, with median debt at graduation of $7,147.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.19 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion sits at 44%, meaning about three in five students who enroll leave without finishing. A 16% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. A 22:1 ratio is unremarkable; expect a mix of lecture halls and seminars. As a public four-year university, the relevant comparison is other four-year schools rather than the national average across all institutions. With 4,959 undergraduates, the school sits in the middle of the size distribution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,614 degree- or certificate-seeking undergraduates
Average net price is $7,729 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price swings hard on family income here, from $2,915 at the $0–30k band to $12,071 at $110k+. Grant aid reaches 70% of students at an average of $6,063. Federal borrowing is uncommon here at 10% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 698 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $2,915 |
| $30–48k | $4,369 |
| $48–75k | $6,483 |
| $75–110k | $9,806 |
| $110k+ | $12,071 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 347 of these 3,614 students, totalling $2,159,930 — an average of $6,225 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Bay County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)