Hagerstown Community College
Public Community College in Hagerstown, MD. Six-year graduation rate 39%. Median 10-year earnings $41,615.
Median earnings ten years after entry come to $41,615, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is the weak point: 39% graduate within six years. Borrowing stays contained, with median debt at graduation of $11,000.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
A six-year graduation rate of 39% means finishing is closer to the exception than the rule. 68% of full-time first-years come back for year two, so about one in three are gone before sophomore year. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. A 16% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,783 degree- or certificate-seeking undergraduates
Average net price is $6,767 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $6,093 at $0–30k, $10,814 at $110k+. 58% of students receive grant aid, averaging $4,129 — common but not automatic. 27% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 506 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,093 |
| $30–48k | $6,266 |
| $48–75k | $7,728 |
| $75–110k | $8,736 |
| $110k+ | $10,814 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 750 of these 2,783 students, totalling $3,630,799 — an average of $4,841 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Washington County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)