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For-profit College

Hair Professionals
School of Cosmetology

For-profit College in Oswego, IL. Median 10-year earnings $23,412.

Verdict Mixed outcomes
Hair Professionals School of Cosmetology · Campus
Median earnings · 10 yr
$23,412
Median debt at grad
$9,833
Federal loan default
0%

Ten-year median earnings of $23,412 are on the low side, which raises the bar for what this degree needs to cost. Graduates leave owing a median of $9,833 — modest by four-year standards.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Academics

Full-time retention
80%
Transfer-out rate
—
Student:faculty
19:1

This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. Retention is strong at 80%, and first-year attrition is where most degrees are lost. The student-faculty ratio is 19:1 — typical, which in practice means large lectures early and smaller classes in the major. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. This is a small school — 189 undergraduates — so cohorts are tight and the program list is necessarily short.

Financial Aid

Average net price
$19,145
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
51%
degree- or certificate-seeking undergraduates
% receiving federal loans
56%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 184 degree- or certificate-seeking undergraduates

Students pay an average of $19,145 annually once grants are applied. Income makes less difference than usual: $16,703 at $0–30k, $24,098 at $110k+. 51% of students receive grant aid, averaging $5,247 — common but not automatic. 56% of students borrow federally, so debt is the norm rather than the exception.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
75%
Average grant
$6,168

IPEDS Student Financial Aid · 2023-24 · 16 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $16,703
$30–48k $18,453
$48–75k $20,051
$75–110k $23,331
$110k+ $24,098

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 103 of these 184 students, totalling $787,447 — an average of $7,645 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Kendall County) — budget these against any cost-of-attendance housing estimate.

Studio
$1,413/mo
1 bedroom
$1,562/mo
2 bedroom (whole unit)
$2,050/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Compare Hair Professionals School of Cosmetology with peer institutions

How we evaluate Hair Professionals School of Cosmetology

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →