Heartland Community College
Public Community College in Normal, IL. Six-year graduation rate 54%. Median 10-year earnings $40,768.
Students who entered Heartland Community College reach a median of $40,768 a decade later, a figure that trails the typical four-year outcome. The six-year graduation rate is 54%, meaning about one in two students who start do not finish. Graduates leave owing a median of $7,826 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.19 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.8 — limited economic uplift documented
Academics
Six-year completion sits at 54%, meaning about one in two students who enroll leave without finishing. First-year retention is 74% — the single largest point of attrition on this campus. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. A 13% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Part-time students fare worse, returning at 57% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,990 degree- or certificate-seeking undergraduates
Average net price is $11,165 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. The gap between the $0–30k and $110k+ bands is narrow ($9,593 versus $16,073), meaning aid is not strongly need-weighted. About 53% get grants averaging $5,659, so plan on the possibility of paying closer to full price. Federal borrowing is uncommon here at 12% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 519 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,593 |
| $30–48k | $10,872 |
| $48–75k | $12,959 |
| $75–110k | $15,469 |
| $110k+ | $16,073 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 360 of these 2,990 students, totalling $1,649,917 — an average of $4,583 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (McLean County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)