Holy Cross College
Private College in Notre Dame, IN. Six-year graduation rate 45%. Median 10-year earnings $50,416.
Students who entered Holy Cross College land at a median of $50,416 a decade later, close to what most four-year schools deliver. 45% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $24,000, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Holy Cross College accepts 75% of applicants, which makes it accessible to most students who meet the baseline requirements. The applicant pool runs to 1,954, typical for a school of this reach. Yield is low at 20%, so most admitted students do not end up enrolling.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | — | — |
| SAT Math | — | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at Holy Cross College →Academics
45% graduate within six years — average, but that average still hides a large group who do not. First-year retention is 70% — the single largest point of attrition on this campus. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. 31% of students transfer out, which reframes what the graduation rate above is measuring. At 13:1, students get materially more instructor contact than at a typical public university.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 497 degree- or certificate-seeking undergraduates
Average net price after grant aid is $22,421 a year — mid-range for a four-year institution. The income table below is the number that matters — $15,377 at $0–30k versus $35,603 at $110k+. Most students get help: 87% receive grants worth $31,011 on average. Most students borrow — 73% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 222 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $15,377 |
| $30–48k | $13,673 |
| $48–75k | $17,036 |
| $75–110k | $22,701 |
| $110k+ | $35,603 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 361 of these 497 students, totalling $2,157,555 — an average of $5,977 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (St. Joseph County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)