Huertas College
For-profit College in Caguas, PR. Six-year graduation rate 46%. Median 10-year earnings $22,927.
Median earnings ten years after entry come to $22,927, below what most undergraduate institutions return — the central fact to weigh against cost here. 46% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $7,500, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.33 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
46% graduate within six years — average, but that average still hides a large group who do not. Just 40% of first-years come back — most of the completion gap opens in year one. At 13:1, students get materially more instructor contact than at a typical public university. This is a for-profit four-year institution. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. The undergraduate body is just 460, which shapes everything from class size to how often a required course is offered.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 460 degree- or certificate-seeking undergraduates
Students pay an average of $4,515 annually, well below typical undergraduate net price. Income makes less difference than usual: $4,304 at $0–30k, $5,144 at $48–75k. Most students get help: 88% receive grants worth $6,990 on average. Federal borrowing is uncommon here at 19% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 84 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,304 |
| $30–48k | $4,743 |
| $48–75k | $5,144 |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 89 of these 460 students, totalling $372,322 — an average of $4,183 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Caguas Municipio) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)