Humphreys University
Private College in Stockton, CA. Six-year graduation rate 50%. Median 10-year earnings $39,248.
Students who entered Humphreys University reach a median of $39,248 a decade later, a figure that trails the typical four-year outcome. 50% finish within six years — respectable, though a meaningful share still leave without a credential. Debt is the pressure point: a median of $35,500 at graduation.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.90 — elevated (above 0.60)
Academics
50% graduate within six years — average, but that average still hides a large group who do not. First-year retention of 100% shows the cohort holds together through the hardest year. That gap between coming back and finishing is where this school loses people — after the first year, not during it. The 5:1 student-faculty ratio is small enough that seminar-sized classes are the norm. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 158 degree- or certificate-seeking undergraduates
At $5,524 a year on average after grant aid, cost is low here relative to most undergraduate institutions. The income table below is the number that matters — $6,324 at $0–30k versus $20,286 at $110k+. Grant aid reaches 59% of students at an average of $10,103. Most students borrow — 61% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,324 |
| $30–48k | — |
| $48–75k | $4,724 |
| $75–110k | — |
| $110k+ | $20,286 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 97 of these 158 students, totalling $1,009,595 — an average of $10,408 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (San Joaquin County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)