Institute for
Business and Technology
For-profit College in San Jose, CA. Six-year graduation rate 84%. Median 10-year earnings $38,015.
Median earnings ten years after entry come to $38,015, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is a strength: 84% of students finish within six years. Median debt at graduation is $7,853, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.21 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 84% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion runs to 84% — students who start here overwhelmingly finish here. First-year retention is 79% — the single largest point of attrition on this campus. At 40:1, instructor access is thin — worth probing on a campus visit. Being a for-profit two-year institution is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual. At 1,139 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,139 degree- or certificate-seeking undergraduates
Average net price after grant aid is $25,929 a year — mid-range for a four-year institution. The gap between the $0–30k and $110k+ bands is narrow ($25,421 versus $30,072), meaning aid is not strongly need-weighted. Grant aid is limited — 44% of students receive any. About 48% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 638 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $25,421 |
| $30–48k | $26,941 |
| $48–75k | $27,804 |
| $75–110k | $29,392 |
| $110k+ | $30,072 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 549 of these 1,139 students, totalling $4,227,470 — an average of $7,700 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Santa Clara County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)