InterCoast Colleges-Rancho Cordova
For-profit College in Rancho Cordova, CA. Median 10-year earnings $36,089.
Median earnings ten years after entry come to $36,089, below what most undergraduate institutions return — the central fact to weigh against cost here. Graduates leave owing a median of $10,313 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. Retention is weak: only 58% of full-time first-years return, so roughly two in five leave after one year. A 15:1 ratio points to small classes and accessible faculty. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 140 degree- or certificate-seeking undergraduates
Students pay an average of $24,424 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($24,120 versus $30,682), meaning aid is not strongly need-weighted. Grant aid reaches 68% of students at an average of $6,662. Borrowing is widespread: 71% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 119 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $24,120 |
| $30–48k | $24,685 |
| $48–75k | $26,471 |
| $75–110k | $27,963 |
| $110k+ | $30,682 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 99 of these 140 students, totalling $881,184 — an average of $8,901 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Sacramento County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026