J Michael
Harrold Beauty Academy
For-profit College in Terre Haute, IN. Median 10-year earnings $26,999.
Median earnings ten years after entry come to $26,999, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $6,650.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.25 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. 81% of full-time first-years return for a second year — a healthy figure. At 11:1, students get materially more instructor contact than at a typical public university. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. This is a small school — 158 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 158 degree- or certificate-seeking undergraduates
Students pay an average of $16,782 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($15,804 versus $21,746), meaning aid is not strongly need-weighted. About 56% get grants averaging $4,829, so plan on the possibility of paying closer to full price. 68% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 81 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $15,804 |
| $30–48k | $14,846 |
| $48–75k | $19,315 |
| $75–110k | $17,812 |
| $110k+ | $21,746 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 107 of these 158 students, totalling $554,254 — an average of $5,180 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Vigo County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)