Jarvis Christian University
Private College in Hawkins, TX. Six-year graduation rate 15%. Median 10-year earnings $32,992.
Median earnings ten years after entry come to $32,992, below what most undergraduate institutions return — the central fact to weigh against cost here. Only 15% finish within six years, so roughly four in five students leave without the credential they enrolled for. Median debt at graduation reaches $27,000, heavy enough to shape the years right after the degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.82 — elevated (above 0.60)
- ! Graduation rate 15% — below national average
Academics
A six-year graduation rate of 15% means finishing is closer to the exception than the rule. Retention is weak: only 48% of full-time first-years return, so roughly one in two leave after one year. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. The 10:1 student-faculty ratio is small enough that seminar-sized classes are the norm. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 730 degree- or certificate-seeking undergraduates
At $9,082 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Net price varies modestly by income — $11,606 at $0–30k against $14,877 at $110k+ — so the average is a fair guide for most families. About 75% get grants averaging $12,693, so plan on the possibility of paying closer to full price. About 52% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 149 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,606 |
| $30–48k | $6,276 |
| $48–75k | $5,364 |
| $75–110k | $5,540 |
| $110k+ | $14,877 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 382 of these 730 students, totalling $2,552,235 — an average of $6,681 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Wood County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)