Jefferson Community
and Technical College
Public Community College in Louisville, KY. Six-year graduation rate 35%. Median 10-year earnings $38,171.
Students who entered Jefferson Community and Technical College reach a median of $38,171 a decade later, a figure that trails the typical four-year outcome. The six-year graduation rate is 36% — low enough that finishing cannot be treated as the default outcome. Borrowing stays contained, with median debt at graduation of $11,651.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.31 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 1.0 — limited economic uplift documented
Academics
Completion is the problem here: 36% graduate within six years. First-year retention is 60% — the single largest point of attrition on this campus. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. A 15% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. A 25:1 ratio means students need to be deliberate about getting faculty time.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 7,105 degree- or certificate-seeking undergraduates
Students pay an average of $8,446 annually, well below typical undergraduate net price. Income makes less difference than usual: $5,441 at $0–30k, $12,227 at $110k+. About 80% get grants averaging $5,121, so plan on the possibility of paying closer to full price. Only 16% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 868 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $5,441 |
| $30–48k | $5,839 |
| $48–75k | $7,516 |
| $75–110k | $9,879 |
| $110k+ | $12,227 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,115 of these 7,105 students, totalling $5,904,593 — an average of $5,296 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Jefferson County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)