Lincoln Technical Institute-Iselin
For-profit College in Iselin, NJ. Median 10-year earnings $31,914.
Median earnings ten years after entry come to $31,914, below what most undergraduate institutions return — the central fact to weigh against cost here. Median debt at graduation is $10,521, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.33 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. First-year retention is 72% — the single largest point of attrition on this campus. At 15:1, students get materially more instructor contact than at a typical public university. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. At 1,045 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,045 degree- or certificate-seeking undergraduates
Net price averages $37,991 annually, so cost is the first thing to weigh here. Net price varies modestly by income — $37,638 at $0–30k against $41,958 at $110k+ — so the average is a fair guide for most families. Grant aid is widespread — 85% of students receive it, averaging $3,949. Most students borrow — 82% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 535 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $37,638 |
| $30–48k | $37,125 |
| $48–75k | $37,565 |
| $75–110k | $39,496 |
| $110k+ | $41,958 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 859 of these 1,045 students, totalling $5,635,097 — an average of $6,560 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Middlesex County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)