Lincoln Technical Institute-Union
For-profit College in Union, NJ. Median 10-year earnings $46,396.
Ten years after entry, the median Lincoln Technical Institute-Union student earns $46,396 — a solidly middle-of-the-pack result for an undergraduate institution. Median debt at graduation is $11,730, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.25 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. 76% of full-time first-years come back for year two, so about one in four are gone before sophomore year. At 34:1, instructor access is thin — worth probing on a campus visit. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. The undergraduate population is 2,569 — big enough for a real range of programs, small enough to navigate.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,569 degree- or certificate-seeking undergraduates
Net price lands at $27,702 a year on average, neither cheap nor punishing. Net price varies modestly by income — $26,365 at $0–30k against $31,074 at $110k+ — so the average is a fair guide for most families. About 73% get grants averaging $4,415, so plan on the possibility of paying closer to full price. 73% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,391 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $26,365 |
| $30–48k | $26,924 |
| $48–75k | $27,552 |
| $75–110k | $29,935 |
| $110k+ | $31,074 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,872 of these 2,569 students, totalling $15,219,171 — an average of $8,130 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Union County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)