Loraines Academy
& Spa
For-profit College in Saint Petersburg, FL. Median 10-year earnings $18,342.
Students who entered Loraines Academy & Spa reach a median of $18,342 a decade later, a figure that trails the typical four-year outcome. Borrowing stays contained, with median debt at graduation of $6,333.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.35 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. Retention of 70% means a meaningful slice of each entering class does not return. At 20:1, class sizes land in the normal range for an undergraduate institution. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. This is a small school — 125 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 125 degree- or certificate-seeking undergraduates
Students pay an average of $16,334 annually once grants are applied. Income makes less difference than usual: $16,232 at $0–30k, $16,094 at $30–48k. 55% of students receive grant aid, averaging $3,807 — common but not automatic. About 54% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 50 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,232 |
| $30–48k | $16,094 |
| $48–75k | — |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 67 of these 125 students, totalling $316,024 — an average of $4,717 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Pinellas County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026