Lu Ross Academy
For-profit College in Ventura, CA. Median 10-year earnings $23,148.
Median earnings ten years after entry come to $23,148, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $6,333.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.27 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. 83% of full-time first-years return for a second year — a healthy figure. A 20:1 ratio is unremarkable; expect a mix of lecture halls and seminars. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. The undergraduate body is just 454, which shapes everything from class size to how often a required course is offered.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 454 degree- or certificate-seeking undergraduates
Average net price after grant aid is $17,710 a year — mid-range for a four-year institution. Net price varies modestly by income — $17,152 at $0–30k against $23,068 at $110k+ — so the average is a fair guide for most families. About 51% get grants averaging $4,750, so plan on the possibility of paying closer to full price. About 53% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 88 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $17,152 |
| $30–48k | $19,191 |
| $48–75k | $20,152 |
| $75–110k | $21,774 |
| $110k+ | $23,068 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 242 of these 454 students, totalling $1,133,081 — an average of $4,682 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ventura County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026