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For-profit Community College

Mech-Tech College

For-profit Community College in Caguas, PR. Six-year graduation rate 72%. Median 10-year earnings $24,967.

Verdict Mixed outcomes
Mech-Tech College · Campus
Median earnings · 10 yr
$24,967
Median debt at grad
$3,500
Graduation rate
72.4%
Federal loan default
0%

Median earnings ten years after entry come to $24,967, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is a strength: 72% of students finish within six years. Median debt at graduation is $3,500, a light load against those earnings.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.14 — healthy (below the 0.40 threshold)
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Academics

Full-time retention
79%
Transfer-out rate
0%
Student:faculty
23:1

A 72% six-year graduation rate is the strongest academic signal on this page. First-year retention is 79% — the single largest point of attrition on this campus. At 23:1, instructor access is thin — worth probing on a campus visit. This is a for-profit two-year institution. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. With 2,246 undergraduates, the school sits in the middle of the size distribution.

Financial Aid

Average net price
$10,605
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
92%
degree- or certificate-seeking undergraduates
% receiving federal loans
9%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,246 degree- or certificate-seeking undergraduates

Average net price is $10,605 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price varies modestly by income — $10,328 at $0–30k against $17,377 at $110k+ — so the average is a fair guide for most families. 92% of students get grant aid averaging $6,490, so the published price is a poor guide to what most pay. Only 9% take federal loans. Private borrowing is not captured in this figure.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
96%
Average grant
$7,568

IPEDS Student Financial Aid · 2023-24 · 925 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $10,328
$30–48k $11,323
$48–75k $13,420
$75–110k $17,009
$110k+ $17,377

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 209 of these 2,246 students, totalling $739,294 — an average of $3,537 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Caguas Municipio) — budget these against any cost-of-attendance housing estimate.

Studio
$472/mo
1 bedroom
$475/mo
2 bedroom (whole unit)
$576/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
60
Yellow Ribbon
No
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Mech-Tech College with peer institutions

How we evaluate Mech-Tech College

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →