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Private College

Mercy University

Private College in Dobbs Ferry, NY. Six-year graduation rate 46%. Median 10-year earnings $52,055.

Verdict Mixed outcomes
Mercy University · Campus
Median earnings · 10 yr
$52,055
Median debt at grad
$19,637
Mobility score
3.5
% bottom→top quintile
Graduation rate
45.8%
Federal loan default
0%

The median ten-year earnings figure of $52,055 sits near the national middle rather than at either extreme. The six-year graduation rate is 46%, meaning about one in two students who start do not finish. Median debt at graduation is $19,637, roughly typical for an undergraduate degree. Mobility is where this school separates itself: 3.5% of students move from the bottom income quintile to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
86%
Applicants
8,642
Yield rate
14.3%

With an acceptance rate of 86%, Mercy University takes nearly everyone who applies. 8,642 applications came in, enough to make the rates below reasonably stable year to year. A 14% yield rate is low: the admitted pool is much larger than the entering class.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading
SAT Math
ACT Composite

IPEDS Admissions · 2024

Apply at Mercy University →

Academics

Full-time retention
76%
Transfer-out rate
28%
Student:faculty
16:1

Six-year completion sits at 46%, meaning about one in two students who enroll leave without finishing. 76% of full-time first-years come back for year two, so about one in four are gone before sophomore year. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. A 28% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. The part-time picture is harder: 30% return, against 76% full-time.

Financial Aid

Average net price
$15,200
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
82%
degree- or certificate-seeking undergraduates
% receiving federal loans
53%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,539 degree- or certificate-seeking undergraduates

Students pay an average of $15,200 annually once grants are applied. Net price swings hard on family income here, from $11,974 at the $0–30k band to $21,299 at $110k+. Grant aid reaches 82% of students at an average of $13,664. About 53% borrow federally, roughly the national pattern.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
99%
Average grant
$17,664

IPEDS Student Financial Aid · 2023-24 · 1,155 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $11,974
$30–48k $12,598
$48–75k $15,056
$75–110k $17,725
$110k+ $21,299

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 2,952 of these 5,539 students, totalling $21,944,957 — an average of $7,434 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Westchester County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,529/mo
1 bedroom
$2,655/mo
2 bedroom (whole unit)
$2,910/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
123
Yellow Ribbon
Yes
Principles of Excellence
No

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Mercy University with peer institutions

How we evaluate Mercy University

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →