Mid-Atlantic Christian University
Private College in Elizabeth City, NC. Six-year graduation rate 22%. Median 10-year earnings $38,342.
Median earnings ten years after entry come to $38,342, below what most undergraduate institutions return — the central fact to weigh against cost here. Only 22% finish within six years, so roughly four in five students leave without the credential they enrolled for. Debt is the pressure point: a median of $27,000 at graduation.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.70 — elevated (above 0.60)
- ! Graduation rate 22% — below national average
Admissions
An acceptance rate of 62% puts Mid-Atlantic Christian University on the accessible end — a realistic target for a broad range of applicants. With 259 applicants, admissions statistics here move a lot on small changes. A 20% yield rate is low: the admitted pool is much larger than the entering class. 17% of enrolled first-years submitted an SAT score. The bands below describe the middle half of that group, not of the class.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 390–640 | 5 (17%) |
| SAT Math | 440–570 | |
| ACT Composite | — | 4 (13%) |
IPEDS Admissions · 2024
Apply at Mid-Atlantic Christian University →Academics
Only 22% finish within six years, so roughly four in five students leave without the credential. 32% first-year retention is low enough to be the defining risk of enrolling here. 29% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. A 9:1 ratio points to small classes and accessible faculty. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 162 degree- or certificate-seeking undergraduates
Net price lands at $20,581 a year on average, neither cheap nor punishing. Net price varies modestly by income — $17,512 at $0–30k against $20,004 at $110k+ — so the average is a fair guide for most families. About 81% get grants averaging $11,761, so plan on the possibility of paying closer to full price. Borrowing is widespread: 58% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 46 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $17,512 |
| $30–48k | $16,406 |
| $48–75k | $17,385 |
| $75–110k | $21,476 |
| $110k+ | $20,004 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 94 of these 162 students, totalling $591,526 — an average of $6,293 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Pasquotank County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Heightened Cash Monitoring (Financial Responsibility); School placed on Heightened Cash Monitoring
VA GI Bill Comparison Tool (Veterans Affairs GIDS)