Mohawk Valley
Community College
Public Community College in Utica, NY. Six-year graduation rate 38%. Median 10-year earnings $39,850.
Students who entered Mohawk Valley Community College reach a median of $39,850 a decade later, a figure that trails the typical four-year outcome. Completion is the weak point: 38% graduate within six years. Borrowing stays contained, with median debt at graduation of $11,000.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is the problem here: 38% graduate within six years. 59% first-year retention is low enough to be the defining risk of enrolling here. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. Part-time students fare worse, returning at 49% — relevant if you plan to work while enrolled. At 18:1, class sizes land in the normal range for an undergraduate institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,994 degree- or certificate-seeking undergraduates
At $8,312 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Aid is steeply need-based: families in the $0–30k band pay $6,000 while those at $110k+ pay $16,026. 70% of students receive grant aid, averaging $8,290 — common but not automatic. About 32% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 953 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,000 |
| $30–48k | $7,190 |
| $48–75k | $10,602 |
| $75–110k | $13,405 |
| $110k+ | $16,026 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 959 of these 2,994 students, totalling $5,792,168 — an average of $6,040 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Oneida County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)