Moraine Valley
Community College
Public Community College in Palos Hills, IL. Six-year graduation rate 40%. Median 10-year earnings $43,892.
The median ten-year earnings figure of $43,892 sits near the national middle rather than at either extreme. The six-year graduation rate is 40% — low enough that finishing cannot be treated as the default outcome. Graduates leave owing a median of $9,500 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.22 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is the problem here: 40% graduate within six years. 75% of full-time first-years come back for year two, so about one in four are gone before sophomore year. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. A 19% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 7,417 degree- or certificate-seeking undergraduates
Average net price is $2,915 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price swings hard on family income here, from $2,710 at the $0–30k band to $13,971 at $110k+. Only 48% of students receive grant aid, so most families are paying near the published price. Only 4% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,301 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $2,710 |
| $30–48k | $11,590 |
| $48–75k | $13,971 |
| $75–110k | — |
| $110k+ | $13,971 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 332 of these 7,417 students, totalling $1,678,157 — an average of $5,055 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Cook County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)