Morgan State University
Public Research University in Baltimore, MD. Six-year graduation rate 41%. Median 10-year earnings $50,698.
Ten years after entry, the median Morgan State University student earns $50,698 — a solidly middle-of-the-pack result for an undergraduate institution. Six-year completion sits at 41%, near the national average for undergraduate institutions. Graduates leave owing a median of $27,250 — a substantial load to service on these earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Morgan State University accepts 82% of applicants, which makes it accessible to most students who meet the baseline requirements. The applicant pool is large — 23,366 in the most recent cycle — so the published rate reflects genuine competition rather than a small-sample quirk. Only 12% of admitted students enroll — the great majority of admits go elsewhere or nowhere. Read the score bands below narrowly: only 22% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 400–520 | 512 (22%) |
| SAT Math | 440–550 | |
| ACT Composite | 16–21 | 66 (3%) |
IPEDS Admissions · 2024
Apply at Morgan State University →Academics
Six-year completion sits at 41%, meaning about three in five students who enroll leave without finishing. Retention of 73% means a meaningful slice of each entering class does not return. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. Transfer-out runs to 20% — common enough at this school that the completion rate is measuring a smaller group than the entering class. The student-faculty ratio is 18:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 8,293 degree- or certificate-seeking undergraduates
Average net price after grant aid is $15,476 a year — mid-range for a four-year institution. Net price swings hard on family income here, from $9,585 at the $0–30k band to $21,323 at $110k+. 89% of students get grant aid averaging $9,861, so the published price is a poor guide to what most pay. Most students borrow — 65% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2,273 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,585 |
| $30–48k | $13,420 |
| $48–75k | $16,147 |
| $75–110k | $19,981 |
| $110k+ | $21,323 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 5,428 of these 8,293 students, totalling $35,065,537 — an average of $6,460 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Baltimore City) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)